Global background of XRP price rise

The rise in XRP price is not an isolated event, but a concerted effort formed under a series of macro and policy catalysts. First, the strong breakthrough of Bitcoin triggered a liquidity influx into the entire cryptocurrency market; second, the new trade agreement signed by the US and UK improved global risk appetite; finally, the lawsuit between Ripple and the SEC ended, eliminating long-standing legal uncertainty for XRP.

Global investors are beginning to reevaluate the role of XRP - not only as a cross-border settlement tool, but also potentially as a critical infrastructure for the future digital payment network.

Regulatory Friendly: Not Just SEC’s Victory

Ripple reaches a $50 million settlement with the SECSettlement AgreementWhile the increase in XRP price is an important favorable information, the greater significance lies in:

• SEC’s attitude shifts towards “guidance” rather than “suppression”
  The new chairman, Paul Atkins, emphasized “innovation tolerance,” releasing a signal of strong regulatory shift towards “constructive regulation”.
• Multiple countries follow up on the policy loosening simultaneously
  The European Union, Japan, Singapore and other countries have successively issued laws supporting the innovation of digital assets, creating even greater opportunities for Ripple.
• Legal confirmation, facilitating institutional fund inflow
  For institutions looking to allocate stable, legitimate and compliant assets, XRP has once again become a qualified option.

This allows XRP to operate within the “regulatory comfort zone,” significantly better than many projects still under pressure.

New applications of the Ripple network and market imagination

The rise of XRP is also due to Ripple’s continuous expansion in technology and ecosystem.

• Restart of the project cooperating with banks
  Including a new round of cross-border payment trials with banks in Japan, the United Arab Emirates, and other places, to enhance the actual demand for XRP.
• NFT and tokenized assets expand the scene
  Ripple launches a tokenization platform based on the XRP Ledger, planning to support real-world assets such as real estate and commodities anchoring.
• Attempt to integrate AI and Agent scenarios
  Combining DePIN with automated proxy services, XRP has become the core circulating tool for automatic payment channels.

These new narratives are supporting the revaluation logic of XRP.

XRP’s relationship with stablecoins and CBDCs

Unlike stablecoins such as USDT and USDC, XRP is not pegged to any fiat currency, but it has advantages in cross-border settlements. Especially:

• Not relying on the dollar system
  Many of Ripple’s partner countries are not dominated by the US dollar, which is beneficial to XRP as a “neutral bridge currency” role.
• The technical foundation meets the standards of the central bank
  Ripple has participated in CBDC technology tests multiple times. Although XRP itself is not a legal tender, its technological roadmap has been recognized.
• As a public chain asset, it flexibly connects to stablecoin platforms
  Systems such as Flare and Polysign support the exchange and interoperability of XRP with various stablecoins, expanding the circulation ecosystem.

Therefore, XRP may become an important hub connecting stablecoins, CBDCs, and open finance.

Price prediction and risk control suggestions

Image:https://www.gate.io/trade/XRP_USDT

From a technical perspective, XRP price faces some resistance after breaking through $2.50, with the next target being $2.80. If there is a significant breakthrough in trading volume, it may have the potential to challenge the $3.00 integer mark.

However, investors need to pay attention to the following risks:

• Technical pullback after rapid rise: such as RSI indicator quickly entering overbought zone, need to be vigilant for short-term retracement.
• External market fluctuations: such as sudden Bitcoin decline, geopolitical or unexpected US interest rate hikes, may also suppress XRP.
• Regulatory policies suddenly changed: Still need to pay attention to SEC or international financial organizations’ new regulatory dynamics on the Ripple network.

Risk Warning: Cryptocurrencies are highly volatile, invest wisely and avoid blindly chasing highs.